Webster & # 39; s Dictionary defines a friend as "acting as a friend."
Life may be tough enough, even if there are no people trying to fraud or fraud from your hardshiped money. Unfortunately, that's how people make a living. There are numerous frauds targeting retired people and those living alone. Most of these scams are handled over the phone or the internet. People like travelers doing house repair are just a part.
Some of the frauds and fraudes currently listed by the FBI are:
Health insurance fraud
Counterfeit prescription medicine
Funeral and cemetery fraud
Illegal "anti-aging" products
Telemarketing fraud
Internet fraud
Investment scheme
However, personal fraud is occurring frequently, but I can hardly hear it. These fraud are called "lover fraud" or "affection fraud".
These uses are intended for people who live alone without the elderly or spouse or other relatives. Normally, the targeted victim owns his / her home and may pay a large amount of investment or retirement benefits. This is the actual goal of self-confidence writer. They are after your assets.
"Befriending or Love Interest Fraud" will be an intimate and reliable friend of the victim.
Con / artists can target those who do not have a family living directly in the area. This allows fraudsters to use themselves when the victim is in trouble and can approach the victim.
Con / artists may be those who live there even if they live in that area only for a short time.
Con / artists may be doing full-time jobs or there may be no visible means of income.
Con / artists may be younger than the intended victims.
The fraudster probably has the opposite character of the victim.
Con and artists are targeting locations where elderly people gather, such as veterans' groups, elderly centers, church meetings and so on, to name a few. They usually dislike religious beliefs.
This person is your nearest friend and I am more than happy to help you with your personal matters.
No one is trying to rescue you from the savings in your life. But we want to warn you about some "red flags" that you should raise your guard.
1. The big # 1 is that they start asking you about your financial information (this is not rude, but that is not their business).
a. They will contact the local bank you are using.
b. Has your social security check been credited directly to the bank's checking account?
Do you have a will?
3. What kind of condition are you?
4. How much life insurance will you carry?
Is your house only your name?
Is your car's title just your name?
Are you investing in the stock market?
The fraudster extracts this information in a very subordinate way, usually in everyday conversations over a long period of time. Or they fire firearms in your mail. Over time, they declare love and devotion to you, they are getting your friendship. They will start seeking evidence of mutual friendship and love. At this point, they begin to suggest you subtly or more directly:
1. Add them to your checking account and check the cash on your behalf to save the trip to your bank.
2. If so, they may help you pay for your monthly invoice. They may become volunteers to bear you in their monthly work.
3. If you become incompetent, they can request a power of attorney so that they can keep taking care of your business for you. We consult with your lawyers and family and recommend it before giving new life to your life.
4. You may want to see your will and your trust certificate in your house.
5. They will not want to mention any of these requests to your family. They suggest that your family does not care about your relationship.
6. I will try to block communication with your family.
7. They may require you to take care of you for you and move with you to enhance your security.
The biggest "red flag" is when your new close friend or love interests have asked you to sign what is financially relevant. Do not sign anything without consulting your family and lawyers. Please consider considering this person to a specialized authorized agent. Many of these people may have a criminal record or be involved in a previous lawsuit.
You can save money, time, emotional stress and embarrassment by spending a small expense with a professional licensed investigator. You can even save another person with the same fraud by attracting this person to authorities such as your local home protection service - adult protection service department.
It is a pity that we need to care about Befriender, but money is not yours!
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