Package delivery fraud redirect (credit card fraud) ID theft

Somehow, my credit card information has gone to evil somewhere. I heard from eCost.com, an online computer shop that someone ordered my computer and confirmed my home address as a destination. What that evil person did not expect was to reconfirm the IP geography of the computer to which eCost was ordered and the geography of the IP location of my published home address. The wicked actor was using intellectual property rights from the Western West province. My published home address is just in the state in the Midwest. eCost's alarm sounded and I called with me using the phone number confirmed in my credit card account. I refused to purchase and they sued the order. I called the credit card company and reported the incident.

Another situation occurred on another credit card. It was related to Dell. There was a computer purchase of $ 3000.00 rejected by Dell, another purchase of $ 49.00 and another purchase for $ 99.00. When the fourth purchase was attempted, Dell contacted me and asked if I allowed these purchases. I refused to purchase and contacted the credit card company to report it.

Here is the process from what I can discover:

· Credit card number is acquired and used for purchase.

· The misbehavior uses the e-mail address other than the credit card owner to obtain the order information

· An evil actor will check the delivery address of the credit card holder.

· When a delivery conference is delivered to a malicious individual, when sending a redirect via e-mail, a delivery intercept or reroute is ordered from the shipper and the product is delivered to another address (evil actor)

Solution to the above fraud

· Credit card company validates your e-mail address. If it is not a credit card owner's e-mail, the fee will be rejected.

· Shipper maintains opt out of redirect or reroute function

- The merchant checks the IP address of the order and verifies the geography of the order placer and cardholder.

One of the problems I encountered is the lack of information I got from merchants and credit card companies. I can report this to my state attorney general and sheriff office, but I do not have the necessary details.

What can I do to protect credit card holders and businesses from this type of identity theft and credit card fraud? Feedback and comments were requested.