It could be a smart consumer who does not face business problems. Well, that's a lot of problems. The fact is that there are plenty of mistakes, false reports, and quite rude things in the market. Do not assume that all business is honest and fair. Do not assume that you will be trusted or treated well. Someday you need to expect a battle for your right and your money.
Here are some tips for becoming sensible consumers:
Tip # 1 - No one says you have won the lottery, free gas, or other small sweets. If you do not stand with a claim ticket in your hand you purchase, just ignore that scheme.
Tip # 2 - Please read the agreement completely before signing. I want to make you understand all sentences. Please make sure that all oral promises are obtained in writing. "Cancellation for 3 days" only applies to door-to-door or off-promise sales contracts.
Tip # 3 - You need to check your credit report several times a year to make sure there are no errors. Please go to Annualcreditreport.com for your absolutely free by the legal credit report. Or call 877-322-8228 and obtain the form by e-mail.
Tip # 4 - Do not select contractors or other companies by size or advertisement. Please look for someone that you intend to pay money before goods are delivered. Please check the company's achievements with a better business bureau and state attorney general's office.
Tip # 5 - If you need to pay the prize, it is not a prize. It is a purchase.
Tip # 6 - Please do not inform people who do not know social security number or personal information.
Tip # 7 - Purchase a shredder and discard all personal information and credit card offer before discarding it. You can learn a lot about someone by reading your own mail.
Tip # 8 - Please do not send your account information by e-mail to anyone. Companies will not ask you to update account information by e-mail.
Tip # 9 - It's normal for something too good to be true. You can not pack money and make envelopes or buy information about a profitable government job. If you can, everyone will stay at home.
Tip # 10 - You should not pay the full amount for unpaid work, you should sign an empty contract or pay in advance for a loan. There are a couple of things you should embrace.
Please keep a copy of the receipt, refund information, company remittance request form etc. Many companies lose things by mail.
You can become a wise consumer. Believe in your first feeling, do not start a good deal without investigating anything. Please check out the company that needs prepayment thoroughly. We will keep track of all contacts with companies and companies. Record what you said, when, and what was resolved. In case of problems, please make it permanent. Please think you may need to contact a lawyer. Let's spread the word of your experience. Let's do our best.
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