How to calculate pain and suffering? This is a difficult and controversial question. When you encounter a traffic accident, the insurer wants to get a document that cancels all charges for those who caused your damage or injury. To obtain that release, insurance
The adjuster needs to make up for you properly.
You are entitled to special damages (medical expenses, wage loss, medicine etc.) and general injuries (pain and suffering, loss of consortium, physiological injury etc.). The value of medical bills, the loss of wages, and the liability to other medical expenses are not so much. You can add all of them and submit a receipt. However, it is very difficult to calculate general damage including pain and suffering.
How much is your headache? It depends on who you ask for. When you ask the insurance coordinator, she will tell you about $ 5. If I ask you, it is probably worth more.
Injury lawyers use medical bills or all "special damages" as a method of calculating general damage. Some people increase medical expenses by 2, 3, or 4 times.
Law). This is a rough rule. Insurance coordinator tells you that you are fighting with you and not the exact way to calculate pain and distress. There is no law that gives you the formula to calculate the value of an injury.
Even if you simply multiply medical expenses, you can not obtain accurate figures. You can get injured with $ 2,000 medical expenses, but the pain and suffering is worth more than three or four times its value. For example, a 15-year-old girl cuts her face and leaves a scar on her jaw from her eyes. Medical expenses for cleaning sutures and wounds may not be that high, but psychological injuries brought up by such injuries may be much worthwhile.
Multiplying medical expenses is not very accurate when assessing the value of pain and suffering, but it can guide you. Please remember that there are more claims in traffic accidents than "pain and suffering". Loss of consortium, loss of income, deterioration of quality of life etc can be requested. For a detailed list and explanation of each kind of complaint, please visit http://www.auto-insurance-claim-advice.com/. Body injury claims. Html. All of these claims can be added to a lot of money. Most people forget to ask for these kinds of damages. The insurance company does not explain this process, it just relinquishes all damages claims, including all damages you forgot or knew you asked. The insurance company aims at this. Please notice.
The insurance adjuster is ready to inform you that the value of the injury is separated from the accident itself. They are trained in the argument that they are solving for neck pain, but total loss settlement
It was low. They try to narrow the scope of the settlement. For example, they tell that the fact that the hit drivers were drunk is not explained because they are seeing pain and suffering. Because someone else was drunk, your pain will not be more or less. You hit at the same speed,
Your pain and suffering are the same (same impact, same injury).
Insurance coordinator is correct. The pain will be the same. But what insurers do is to "buy your case". Does the fact that the driver hit you while you are detoxifying will increase the value the jury is awarded to you? I think the answer is probably yes.
To maximize your pain and suffering, the value of the medical bill, the circumstances surrounding the accident, the type of injury, the similar case of the jury award, the physical injury
can make. Please reconfirm all the discussions done by insurance coordinator. Please confirm that you are receiving fair treatment.
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