Please pay attention to debt collecting fraud. One favorite technique is for debt collectors who are posting as law enforcement officers. In some cases, threatening lawsuits, arrests and physical violence.
In addition, I have heard about many situations where people actually contacted do not actually borrow money. When you move over the internet you can find all kinds of stories about how aggressive these characters are.
Please keep in mind. Absent Police officers - they are trying to make you horror
They are trying to fear you in giving them money. And those who do not understand well are sucked in by this.
What should I do
First of all, please be aware that what they do is illegal. More importantly, the policeman is not collecting debt. They have other things to do.
If any debt books make a call to you, the first thing you should do is that you will not deal with the debt books - you only trade with the original creditors.
After that, we will obtain information such as name, address and telephone number. Also, please obtain your badge number and phone number in your city / town / village and confirm the telephone number of that area by phone. (I can guarantee that they will give you illegal - keep the frauds away).
When you get the information, tell them not to contact again.
Then hang up.
Do not talk with them. Please do not answer any questions. If they are going to harass you, please repeat what you said and hang up.
If they pass you a badge number and a precinct number, check the phonebook (online or offline) and check if that precinct has that number. You can also perform reverse phone number search and check the contents displayed below that number.
Next, contact your local police station and ask if there is an official with that badge number and phone number. I understand immediately if the information was camouflaged.
If you are really scared, call the police and complain.
You do not have to talk to them
There is no law which needs to talk to these people. And you certainly do not have to abuse them or harass them.
Write down the date and time they were called and the information. Then tell them that you do not deal with the collection agency, the same thing you talked on the phone, and notify the collection agency that you will not contact you again.
I sent a certificate and requested a return receipt.
Get caller ID
If you do not have a caller ID yet, please get it. After that, when I call again, I understand in advance, so I can make a call to voicemail. Then, you do not need to deal with them.
If they call again, write down the date and time, and the messages they left (verbatim). Because when you call you again after you have said to stop, you can sue them. They are responsible for $ 1,000 each time they call, after instructing you to stop.
Please do not be fraudulent
The most important thing you can do is to protect your head. Such people are afraid of you and deserve surprises to use you.
Write it down and place it close to the phone and if you have to remember what to do, please do it. After several calls, you will not be confused and it's much easier.
Whatever you do, do not roll over and play Doorman. That is what they want you to do. I stick to yourself. You were in this position by a greedy company that will not tear you.
Their conclusion is money - not you - not everyone - money.
Do not hold back on it!
And please do not take in.
If a person who received identification as a police officer got in touch, please get as much information as possible. If you have a caller ID, you can also use your name and phone number. After that, please contact the prosecutor general 's consumer protection department immediately.
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