Mr. Arnold Schwarzenegger can not become "terminator" of financial fraud or crime against the elderly, but California Governor Schwarzenegger has entered into two laws to support the elderly did. The first SB 1343 permits the elderly to support friends and families in the courtroom.
"By permitting friends and family members in court while making evident testimony, the elderly and adults with disabilities will be more comfortable and will be forced to file charges to fulfill justice "Said. "This law not only protects this vulnerable community, it helps to prevent these crimes from happening again."
The second law to protect the elderly is the SB 612 that provides the victim of identity theft with the opportunity to be prosecuted in the county living in a county where the crime did not occur. This law made it easier for victims to pay fees for victims, pursued crime, not to incur additional costs and travel burden.
What can you do to protect yourself or your elder lover?
1. Please receive education about theft of personal information, theft of the personal information recently, law concerning the theft of personal information, your right, relief etc. Here is a nice resource list for checking out and saving.
Useful information sources to protect you from identity theft :
A. The American Retiree Association provides hints through magazines and websites.
B. ID Theft dot gov is a resource of the federal website.
C. The non-profit organization Identity · Theft Resource Center has information on the website and toll-free number 1 (888) 400-5530.
D. US Department of Justice
E. For elderly people concerning the elderly administrative agencies, please refer to elderly elderly medical institutions.
If you are not familiar with the Internet, you can help the Internet survey at the local library.
2. Many older people carry social security cards and numbers for decades, and it is a difficult habit to break, but elderly people need to understand that today is simply smart and unsafe. The Medicare card number also puts the elderly in danger. Instead, seniors can keep their cards safe at home, and instead they can black out SSN and carry a copy of Medicare card. This will help you get the treatment you need in case of an emergency, but keep the information safe even in case of theft. The hospital will not refuse treatment based on having a copy of your Medicare card. Actual cards can be presented later.
3. Please do not inform the information by telephone, especially bank account or credit card information. If someone calls you to claim that you are making a request from a bank or credit card company, please hang up and return to the number you already have in the statement. In actual institutions, we do not ask for confidential information by telephone, and there is already answer to the question the fraudster is fishing.
4. There are many profitable charitable organizations, unfortunately many charity frauds want sacrificing the generosity of the elderly. CharityNavigator.org is a reliable site for investigating charities before donating.
5. Invest in shredder and lock safe box. Let's keep the tax return for seven years, but if you have a tax return form 15 years ago, it is time to shred it.
Wayne Steenhem (Attorney General of North Dakota Province) discussed at the West Central Vulnerable Adults Coalition event. "You can destroy your marriage, divorce, other family members, military records, bank accounts and phone books, kinds of things.
6. Destroy all previously approved credit cards. They put you at risk of identity fraud.
7. Never sign the back of the credit card. Instead you need a photo ID. This makes the stolen credit card less useful at retail stores and banks, but it can still be used for online shopping and phone shopping.
8. Sign up for Do Not Call Registry to protect phone numbers from cheaters.
- From receiving your offer based on your credit report, please call 1-888-567-8688, Federal Trade Commission "Opt-out" line.
10. Please check the financial records of banknotes, credit cards, social security benefits, insurance policies, Medicare statements, etc., if they become inaccurate.
11. We will use the password, but carefully choose. Choosing a memorable number like your last 4 digits of your social or birthday is attractive, but this is very easy for a thief of identity. Also, please do not keep your password down on your desk, wallet or address book. Please lock these in your lockbox as well.
12. Do not have a credit card that you do not need. Be sure to make a copy of the card and keep all phone numbers in a file in case your card is stolen or accessed.
13. Protect your mail from the thief. Use the locking mailbox to cancel the delivery of mail when you leave the post office.
14. Please do not put your trash box first. You can not access the trash box that goes out easily as invisible. Dump ski diving is a small way for thieves to go treasure hunting, but still happens.
15. Finally, please be very careful when issuing a power of attorney. Do not promptly doubt newcomers or new relatives who have made rash or emotional decisions or have sworn to become your lawyer. Power of attorney really provides a lot of power.
Your local police can help you declare identity theft, but to prevent identity theft and to ensure that the crime does not continue if you become a victim Unfortunately, you can not "withdraw" from protecting you from identity theft.
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