The collecting agency and its debt collectors can assume the responsibility of the Federal Trade Commission (FTC) for violating the Fair Delete Collection Practice Act (FDCPA). You can order the debt recovery company to impose a high fine against illegal conduct. Illegal acts like debt fraudsters are misleading, harassing and harassing. All of these violate the Fair Debt Payment Practices Act (FDCPA).
Some debt collectors threaten to make lawsuits or criminal proceedings due to consumers paying wages, looking for property, paying no wages, in order to make matters worse, Some debt collectors call people at home or at work and make information different for employers, colleagues, families, neighbors.
The FTC has received hundreds of complaints against collection agencies. However, in order to inform the FTC of these violations, we are left to all of us as consumers. Well, let's make this a fair warning. Debt enforcers can no longer avoid the use of FDCPA violations and abusive tactics. People are fighting and learning how to protect themselves.
Consumers must be informed about their rights under the law. Several debt collectors still choose to walk the line and in some cases I will walk on the line to the right . I am trying to collect the outstanding debts.
Debt enforcers are very intimidating and can put excessive stress on careless people. If you are a victim of such debt relief tactics, there are measures you can take to protect yourself.
It is useful to submit a complaint online using the FTC Consumer Complaint Declaration Form (http://www.ftc.gov/ftc/complaint.shtm (in English)). Copy and paste in the browser ).
Although FTC does not solve the problems of individual consumers, your complaints will help to investigate any illegal activity. In addition, if you are aware of your rights and claim to be in breach of FDCPA, you can inform the debt collector that you are ready to submit your complaint to the FTC .
Document the name of the creditor, the name and address of the collection agent, the telephone number, and the date and time of all communications. This will certainly help you when contacting the attorney general of your country and submitting your complaint.
Consider placing the tape recorder at hand when the debt book preparer chooses to misjudge and violate the law in the middle. Claim complaints do not necessarily mean that the outstanding debts will not necessarily be extinguished, but knowing these methods may possibly hold power when negotiating payment deadlines and settlement deadlines.
Imagine how much power the supervisor of the person in charge of obligation would need when hearing the recorded conversation of an employee who violated the Act on Law on Recovery of Equity Debt. Pretty powerful things.
God bless.
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