About investment
How can I apply for investment in the fund?
Where can I get the application?
What is a systematic investment plan?
How can I apply for a system investment plan?
How can I make an additional purchase?
Is there a minimum limit for the same purchase under the same system?
How can I transfer money between various schemes? Does the load take precedence?
Is there a limit to transfer funds from one scheme to another?
What is the lock-in period?
About repurchase (bankruptcy)
When and how can I redeem my investment?
What is a systematic withdrawal plan? Does the load take precedence?
I have not received my redemption money? what should i do?
About dividend
How do you raise a dispute?
What is reinvestment of dividends? Does the load take precedence?
I have not received my controversy? what should i do?
General
How is the minor applied?
How to apply under a power of attorney (POA)
What is a recommendation? How does it work?
How can I apply for PIN function?
Can I get a loan for my fund unit? What kind of process?
What is NRI doing for investment and relief?
I have multiple accounts in the fund. Can I integrate?
How do I remit money when a unit holder dies?
Common Mutual Fund
What is a mutual fund?
Mutual funds are also different means of savings and investment than bank deposits, stocks and so on. A company / institution pooling a small amount of funds for investment and achieving returns with minimal risk. I can not do normal people.
Types of Mutual Funds
Basically closed end or open end. Further load and no load. It can be further categorized again based on investment objectives: -
1) Growth fund
2) Revenue Fund
3) Balance Fund
4) Money Market Fund
5) Tax Reduction Fund
6) With specialized funds
7) Warranty Return Funds etc ...
What is NAV?
The net asset value is the networth of the mutual fund at the end of any working days.
What is applicable NAV?
For the purpose of purchase, redemption and exchange, the applicable NAV is the net asset value per unit at the end of the working day when the request completed at all points before the cut-off time of the particular scheme is accepted and received. Otherwise, the applicable NAV will be NAV for the next business day.
What is the load and its type?
This is a fee that investors pay to mutual funds.
There are 3 types,
1) Entry load - this will be paid when the investment is made to the scheme
2) Exit load - This will be paid when redemption is made from the scheme.
3) Contingent Deferred Sales Charge (CDSC) - This is a retirement fee paid by investors in unsecured schemes.
What is the difference between the fund scheme and the plan?
The fund scheme is fund itself, based on investment objectives. There may be several plans concerning dividends increase and dividends.
What is the forward price and the past price?
Prepaid price is the price that arrived after the business hours of the business day that the investor does not recognize. The past price is the price that the investor knows before the transaction, and usually the transaction is permitted based on the NAV of the previous day.
About account statements
What is an account statement?
This is a statement summarizing all transactions and other details such as investor unit balance, unit value etc. Also record all registered attributes and record when changes occur. It is a comprehensive evidence of investment and shows a financial position on a given date.
How do I get redundant account information?
Account information can be obtained from the following sources.
Request of any CAMS service center
Write to CAMS, Chennai or its service center back office / E-mail / Telephone
Requests from CAMS website under account information -
The e-mail robot service immediately sends an account statement to the registered e-mail ID
Requests from the CAMS website under a question / complaint -
E-mail / ID documents will be sent to investors at the registered address.
I changed my residence. what should i do?
With appropriate written signature you should contact the nearest CAMS SERVICE CENTER / related AMC so that changes are recorded in the database. Instead, you can also submit a request to log on to your account information with a PIN in the investor section on the CAMS website and record your changes. An approval reflecting the change will be sent.
I have a new bank account. what should i do?
With appropriate written signature you should contact the nearest CAMS SERVICE CENTER / related AMC so that changes are recorded in the database. Instead, you can also submit a request to log on to your account information with a PIN in the investor section on the CAMS website and record your changes. An approval reflecting the change will be sent.
About investment
How can I apply for investment in the fund?
Applying for Mutual Fund. You can submit the same to CAMS SERVICE CENTERS / related funds.
Where can I get the application?
Applications can be obtained from the CAMS SERVICE CENTERS / fund office or branch office. Alternatively, you can download it from the CAMSONLINE website, and certain funds (in case of some funds) applications can also be used separately from common on the CAMSONLINE website.
What is a systematic investment plan?
Like bank's time deposit, investors can invest regularly over a period of time. Anyone can use this facility according to the conditions stated on the application form / offer document. It is a convenient way to "invest with your earnings" and give investors the opportunity to regularly enter the market and average the acquisition cost of the unit.
How can I apply for a system investment plan?
Application can be done by letter or ordinary application. This must be submitted to CAMS SERVICE CENTER / AMC. Check the planning period Confirm that the check is drawn on site or according to the conditions of the offer document
How can I make an additional purchase?
CAMS SERVICE CENTER / By submitting the application along with checks / books paid locally at the relevant AMC office,
Is there a minimum limit for the same purchase under the same system?
Yes, the minimum amount limit applies to additional purchases of the scheme and is stated in the offer document.
How can I transfer money between various schemes? Does the load take precedence?
You can transfer money between schemes by switching units from one scheme to another. The source scheme is the place to switch out and the target scheme is a switch-in scheme. You can influence the switch by using the transaction document available in the account statement and applying it with an appropriately signed request letter. Yes, the switch will be overloaded according to the details of the scheme
Are there restrictions on relocation from one scheme to another?
Yes, the target scheme must have the minimum subscription amount specified in the offer document.
What is the lock-in period?
This is a predefined period in which investment can not be redeemed. This may have resulted from legal implications (formerly the 54 EA & 54 EB or ELSS section of the Income Tax Code) or restrictions imposed by AMC (which may have been short-lived AMC) . This short restriction is to ensure that the unit is not redeemed before the investment check payment.
About repurchase (bankruptcy)
When and how can I redeem my investment?
Investment shall be submitted either by submitting a physical request to either the CAMS service center / the relevant AMC, or by requesting an online service available in the CAMS investor section, after the lock-in period has expired You can redeem by website Website
What is a systematic withdrawal plan? Does the load take precedence?
With this plan, unit holders can periodically withdraw fixed amounts from unit accounts. The unit holder can use this facility according to the conditions described in the application / offer document.
I have not received my redemption money? what should i do?
You may write e-mails to any of the CAMS SERVICE centers or related AMC for further action.
About dividend
How do you raise a dispute?
Dividends are paid by check and listed in the name of the holder of the sole holder / holder (delivered to the last address recorded in the book, determined by the account). Bank name and account number. As stated in the record, it is stated on the check. Checks will be paid in parallel in all cities designated by the fund. For other cities, after deducting the demand draft (if any, according to its AMC), it is paid by demand draft.
What is reinvestment of dividends? Does the load take precedence?
Creating units instead of dividends is called reinvestment of dividends. There is no spill of money here. Usually, load is not applied. However, this provision is clearly stated in the offer document.
I have not received my controversy? what should i do?
You may write e-mails to any of the CAMS SERVICE centers or related AMC for further action.
General
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